Bitcoin Custody
You already know that's not good enough. But the industry told you the only alternative was managing hardware wallets and seed phrases yourself. It's not. Onramp provides an alternative: your bitcoin secured by three independent institutions. No single company can access, move, or lose it. No devices to manage. No seed phrases to protect. No single point of failure.
We'll review your current setup, explain what multi-institution custody changes, and help you decide what makes sense — whether you end up working with us or not.
The Real Risk
You opened a Coinbase account. Then maybe a Swan account. Then River. Maybe you moved some to Gemini because you didn't want everything in one place. You thought spreading bitcoin across multiple exchanges was diversification.
It's not.
Every exchange you use is single-institution custody. One company holds the keys. One company controls access. One company's security infrastructure stands between your bitcoin and a loss. You haven't reduced your risk. You've multiplied the number of places where a single failure can result in permanent loss.
This isn't hypothetical. FTX, Celsius, BlockFi, Voyager, Genesis, and Mt. Gox collectively lost billions in client assets through fraud, mismanagement, or insolvency. In February 2025, Bybit lost $1.5 billion in a single breach — the largest hack in crypto history.
There's a third option now.
What You're Trusting
YOUR BITCOIN IS IN A POOL
Your balance is a number on a dashboard. You have no way to independently verify that your bitcoin actually exists, or that it hasn't been lent, rehypothecated, or commingled with operational funds.
You're trusting a number on a screen.
WEAK AUTHENTICATION
In 2025, Coinbase disclosed that customer support agents were bribed to leak client data — names, addresses, account balances. Ledger customer data was leaked. If you've used either, your information is available to attackers.
The points of authentication between you and your account are the weakest link, and the attacks are getting more sophisticated.
NOT AN INHERITANCE PLAN
Coinbase doesn't. If something happens to you, your family goes through probate. Court filings. Months of waiting.
And they're trusting the exchange to still be operating when the time comes. That's not an inheritance plan.
A Different Model
There's a way to eliminate the single point of failure entirely.
With Onramp, your bitcoin is secured by multi-institution custody. Three independent companies — Onramp in Texas, BitGo Trust in South Dakota, and CoinCover in the UK — each hold one key in a 2-of-3 multi-signature vault.
You retain control. Any movement of your bitcoin out of your vault requires independent institutions to verify with you. No single institution can move, lose, or use your bitcoin.
Your bitcoin doesn't move. Two keys are required. A breach, or even a collapse, at any single institution cannot result in loss.
The remaining two institutions can coordinate recovery. Your bitcoin is not dependent on the survival of any one company.
Your bitcoin is still secured by the remaining key holders. Every client has a downloadable recovery kit with step-by-step instructions.
What Changes
Moving from an exchange to Onramp doesn't mean taking on new technical complexity. You don't manage devices. You don't protect seed phrases. You log in, just like you do now.
The difference is what happens underneath. When you withdraw bitcoin from your multi-institution vault, you verify your identity through two independent institutions — a short video call with Onramp's team and a second verification with BitGo's trust operations team. That's the friction. It's by design. It means nobody can drain your account through a SIM swap, a phishing email, or a deepfake video.
You can accumulate bitcoin directly on the platform starting at 0.65%, a third cheaper than most exchanges. It settles directly into your multi-institution vault. No more buying on an exchange and then transferring to cold storage. No more managing multiple accounts.
From Our Clients
1,000+ clients trust Onramp with over $1 billion in bitcoin. Our clients include business owners, retirees, financial advisors, and long-term holders who moved from exchange custody because they wanted institutional-grade security without the burden of managing it themselves.
Included in Every Account
Why Onramp
Book a free custody assessment. We'll review where your bitcoin is today, explain what multi-institution custody changes, and help you decide what makes sense for your situation. No pressure. No sales pitch.
Whether you end up working with us or not, you'll leave knowing exactly what your current setup protects against — and what it doesn't.