Bitcoin Custody
You spent years learning how to protect your bitcoin. But your family hasn't spent a fraction of the time. The gap between your understanding and theirs is the gap that matters most, and it grows wider every year. Multi-institution custody closes it without asking you to give up control.
We'll review your current self-custody setup, identify the specific gaps, and walk you through what changes. Whether you end up working with us or not.
The Impossible Trade-off
You've thought about this. Every self-custody holder eventually does.
You need to document the location of your devices. The PINs. Whether a passphrase is in use and what it is. How to initialize a transaction. Which wallet software to use. What order to do things in. Where the seed phrase backup is. What not to do. And you need to do all of this clearly enough that someone who's never sent a bitcoin transaction can execute it under stress, grief, and time pressure, without making a single irreversible error.
But the moment you write all of that down, you've created a treasure map to your wealth. Anyone who finds it, whether a contractor, a cleaning person, or a break-in, has everything they need to take your bitcoin.
One of our clients, a yacht captain who carried hardware wallets across three continents, described it this way: “We were writing these treasure maps for our family, trying to document everything about the wallets and seed phrases without creating a security risk. It was impossible.”
Another client managed his own multisig for years. He eventually admitted: “The person who needed to know wasn't interested in learning.”
The Weight
Your will tells a court what you want. It doesn't give your family access to your bitcoin. It doesn't transfer legal title. It doesn't bypass probate.
If your family can't access a brokerage account, they call Fidelity. If they can't access your bitcoin, there is no one to call.
Firmware updates. Backup verification. Secure storage across locations. Travel with devices. If you're using collaborative custody, you're managing at least two devices and coordinating with a third party.
The more sophisticated your setup, the harder it is for anyone else to navigate.
When bitcoin was $5,000 and you had a small position, a hardware wallet felt fine. At $70,000 and growing, the calculus changes. The position is meaningful now. It represents real wealth for your family.
Every year you get older, the question becomes more urgent: is this really the setup I want to be responsible for at 50? 60? 75?
The Upgrade
Multi-institution custody doesn't ask you to trust a single company the way an exchange does. It distributes the responsibility across three independent institutions — Onramp in Texas, BitGo Trust in South Dakota, and CoinCover in the UK — each managing one key in a 2-of-3 multisignature vault.
You retain full control of your bitcoin. It sits in your own segregated, client-titled wallet. You can verify it on-chain 24/7. No single institution can move it. If Onramp disappears, you recover your bitcoin through the remaining key holders.
The Barbell
We're not here to tell you self-custody is wrong. If you've been doing it for years, you understand its strengths better than most. Permissionless access. Full sovereignty. No dependency on any third party.
Most of our clients who come from self-custody don't move everything. They use Onramp for the majority of their holdings (the long-term wealth they want protected across decades, insured, and inheritable) and they keep a smaller percentage in self-custody for the sovereign, permissionless access that only holding your own keys can provide.
What matters is that the bitcoin your family depends on (the meaningful, long-term wealth) has a plan that doesn't require them to become you.
From Our Clients
1,000+ clients trust Onramp with over $1 billion in bitcoin. Our clients include former Unchained and Casa users, long-term self-custody holders, and families who needed their bitcoin secured for the next generation without requiring technical expertise from their heirs.
Included in Every Account
Why Onramp
Book a free custody assessment. We'll review your current self-custody setup, walk through what multi-institution custody adds, and help you decide what makes sense. Whether you end up working with us or not.
Whether you end up working with us or not, you'll leave with a clear understanding of what your current setup does and doesn't solve for over the next 20 years.