Bitcoin Inheritance Planning
Most bitcoin holders have solved the security problem for themselves. Very few have solved it for their family. If something happens to you, your family needs to locate devices, know PINs, seed phrases, and passphrases, and execute a recovery under stress with no room for error and no one to call.
Our team will review your current setup, identify the gaps, and walk you through your options. Whether you end up working with us or not.
You've Felt This
You start to answer. And then you stop.
Because the honest answer involves seed phrases, hardware wallets in a safe, PINs she's never seen, and a recovery process she's never practiced. You've been writing treasure maps, trying to document everything about the wallets and seed phrases without creating a security risk. And you've realized it's messy.
One client told us his wife confused a bitcoin wallet with a Fitbit. Another managed his own self custody for five years before admitting his children weren't interested in learning how any of it worked. A third, a yacht captain, carried hardware wallets in backpacks across three continents and kept asking: what happens if we both go down?
The people who feel this the most are the ones who've done the most work to secure their bitcoin. The more sophisticated the setup, the harder it is for anyone else to navigate.
The Reality
Your family needs to recover the device and seed phrase. Know the PIN. Know whether a passphrase is in use. Execute a bitcoin transaction, possibly for the first time, under stress and grief.
If they can't find the seed phrase, the bitcoin is gone. If they find it but make a mistake, the bitcoin is gone. There is no customer service number.
Most exchanges, including Coinbase, don't support beneficiary designations for individual accounts. Your family goes through probate: court documents, legal filings, months of waiting.
Bitcoin's price moves while they watch. And they're trusting a single institution to still be operating when the time comes.
Nobody in your life knows bitcoin exists, where it's held, or how to access it.
20% of all bitcoin ever mined has been permanently lost. Most of it wasn't hacked or stolen. The owner simply died without a plan.
One Account. Three Problems Solved.
From Our Clients
1,000+ clients trust Onramp with over $1 billion in bitcoin. Our clients are fathers, grandfathers, yacht captains, retirees, and long-term holders just like you, who realized the hardest problem in bitcoin isn't securing it from attackers. It's making sure your family can access it without you.
Included in Every Account
Talk to a real person on our team. We'll review how your bitcoin is currently set up, identify the specific gaps in your inheritance plan, and tell you exactly what needs to happen. Whether you end up working with us or not.