Solving the custody bottleneck with multi-institution security, real governance, and a clean path to scale.

[Press Release]

The custody bottleneck holding companies back

Every CFO exploring bitcoin hits the same wall: custody. They understand the asset. They believe in the hedge. But when it comes time to execute, every option feels wrong—either too fragile for audit or too complex for governance.

The demand signal is clear: corporate treasuries, family offices, and miners want more bitcoin exposure. The obstacle isn’t conviction—it’s custody that meets institutional standards. Finance leaders are asked to accept either a single-custodian model (operationally simple but fragile) or DIY setups that collapse under real-world governance and audit requirements.

The result: adoption stalls at the point where controls, accountability, and resilience matter most.

The next step: multi-institution, not single-custodian

What if the world’s most secure bitcoin custody didn’t depend on trust in any single institution?

Onramp Business is built around Multi-Institution Custody (MIC)—a 2-of-3 quorum across three independent institutions. Each client has a dedicated, client-titled, segregated on-chain vault. This design removes the single point of failure, provides direct proof of ownership, and enables real governance without operational drag.

This is the custody architecture boards, auditors, and trustees have been asking for—without sacrificing usability.

What’s inside Onramp Business

1) Multi-Institution Custody (MIC)

• 2-of-3 quorum; three independent institutions.
• Client-titled, segregated addresses—no omnibus pooling.
• On-chain transparency for balances and movement.

2) Governance and insurance that holds up under scrutiny

• Role-based permissions and policy-based spending, view-only access.
• Per-incident crime insurance included with all MIC accounts, underwritten by carriers in the Lloyd’s of London market.
• On-chain attestations to verify holdings any time.

3) A single, clean experience

• Orchestrate multi-institution security through one interface—benefit from the strength of many institutions, with the simplicity of one unified experience.
• Seamlessly switch between your personal Onramp account and your Onramp Business account.

Who it’s for (and how they use it)

• Corporate treasuries seeking direct, verifiable ownership and board-friendly controls.
• Family offices requiring durable segregation, dual-control approvals, and clear succession planning.
• Miners coordinating hot–to–cold flows with policy-based withdrawals and guardrails.
• Fiduciaries/RIAs/Trustees who need client-titled vaults, clear role definitions, and audit-ready reporting.
• SMBs and growth-stage companies bringing bitcoin onto the balance sheet and needing secure, policy-driven custody with direct proof of ownership and simple day-to-day operations.

Why now: the institutional moment for bitcoin ownership

• Market gap. Enterprises need secure, compliant, operationally sane custody to scale positions.
• Competitive moment. Single-custodian convenience is not enough for boards and regulators. Distributed control is the standard when stakes rise.
• Macro tailwinds, governance demand. Persistent deficits and real-yield pressure are pushing allocators toward outside money while boards require distributed control. MIC aligns both.

What this means in practice

• You hold bitcoin in a vault legally titled to you—not a claim on a pooled account.
• No single party can move funds unilaterally.
• Your governance is defined in policy and enforced in software.

Getting started

• Talk to us. We’ll map roles, policies, and reporting requirements, then configure your MIC vault.
• Migrate cleanly. We provide structured migration paths from exchanges, brokers, or single-custodian setups.
• Operate with confidence. Your controls, insurance, and reporting are in place from day one.

“Bitcoin is becoming the new neutral asset for treasuries. The institutions that master custody today will own the next decade of financial innovation. Onramp Business was built to meet institutional reality: controls, accountability, and resilience—without the friction,” said Michael Tanguma, CEO of Onramp. “Strength in Many, Simplicity in One is more than a slogan; it’s the principle behind custody that scales.”