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Real Bitcoin. Real Ownership.

Bitcoin is on sale. Get back to basics.

Zero-fee DCA now live — and more.

New and existing Onramp clients can take advantage of bitcoin’s price decline with zero-fee DCA, 50% off buys, a free IRA, and discounted Multi-Institution Custody.

One code unlocks all of it: BASICS — through Labor Day, September 7, 2026.

  • Zero-fee recurring purchases (new and existing clients)
  • 50% off buy and sell fees (new and existing clients)
  • No-cost Bitcoin IRA setup (first 100 accounts, 1 BTC minimum)
  • Best rate on Multi-Institution Custody (for holders under 5 BTC)

“On sale” refers to bitcoin’s current price relative to its all-time highs. Not a prediction or recommendation.

Not ready? Get the free report ↓

The Onramp app — a Multi-Institution Custody bitcoin vault alongside earn, trade, lending, and card accounts

The Offers

Everything you need to get back to basics. Now live.

Now live

No fees on recurring buys

Dollar-cost average into bitcoin automatically, with no fees. Now live, and here to stay — new and existing clients.

Terms: No Onramp trading fee on recurring buys after the first. A permanent feature, not limited to the campaign period.

50% off buy and sell fees

Get 50% off the fees on your bitcoin buys and sells through Labor Day. New and existing clients.

Terms: 50% off standard Onramp trading fees on bitcoin buys and sells, through Labor Day (September 7, 2026). New and existing clients.

No-cost Bitcoin IRA setup

Hold real bitcoin in a tax-advantaged account. Setup fully covered for the first 100 accounts, 1 BTC minimum.

Terms: No setup fee for the first 100 IRA accounts. 1 BTC minimum to open. Ends Labor Day (September 7, 2026) or when the first 100 accounts fill, whichever comes first. Not tax advice.

Multi-Institution Custody, first-year rate

Secure your bitcoin across three independent institutions at $100/mo (or $1,000/yr) for your first year, for holders under 5 BTC.

Terms: Introductory first-year rate for holders under 5 BTC. Requires opening an account and setting up recurring buys. Reverts to standard pricing after year one.

How To Claim

Get back to basics in two steps.

1

Set up your free Onramp Finance account.

Code BASICS applies automatically.

2

You are activated.

50% off buy and sell fees, no fees on recurring buys, the no-cost IRA setup (first 100), and the Multi-Institution Custody first-year rate. Set up recurring buys to qualify for the custody rate.

Already an Onramp client? You do not need to do anything. Log in to set up your zero-fee recurring purchase (DCA) or smash buy for 50% off. Reach out to support@onrampbitcoin.com with any questions.

Even after the drawdown, bitcoin paid savers most. Ending value of $100 invested monthly since January 2020 ($7,900 contributed) through July 2026: Cash (T-bills) $9K, S&P 500 $13.8K, Gold $15K, Bitcoin $17.4K — 2.2x the amount contributed. Source: Yahoo Finance and FRED.

Why Now

Why now?

Bitcoin is trading well below its all-time highs, at levels the market and on-chain measures we track on Onramp Terminal put in deep value territory, while U.S. equities sit near record highs.

And if the last year taught the industry anything, it is the difference between owning bitcoin and owning a claim on it. Owning a claim is speculating. Owning bitcoin is saving.

That is the whole reason to get back to basics. Own the real asset, hold it securely in a vault you control, and keep it simple. Real bitcoin, in your name.

“On sale” and “deep value” reflect bitcoin’s current market price relative to its all-time highs and Onramp’s own reading of market and on-chain measures, as of July 16, 2026. They are observations and opinions, not predictions or recommendations. Bitcoin is volatile.

The Back to Basics Report

Want the full case? Get the Back to Basics report.

Our new report, Back to Basics, makes the whole argument in three parts: bitcoin fundamentals, the limits of paper bitcoin, and the case for steady, long-term accumulation. Read it in full — no email required.

Back to Basics report cover — Onramp Research, July 2026

Why Onramp

1,000+Clients across all 50 states
$1B+In bitcoin secured
Lloyd'sOf London insurance
2-of-3Multisig across independent, regulated institutions

How Multi-Institution Custody Works

Real ownership, in your vault.

Your bitcoin is secured in a vault protected by three independent institutions. The vault holds only your bitcoin, in your name. It takes two of the three to move anything, and nothing moves unless you start it. It stays legally yours, and you can verify it on the blockchain 24/7. No hardware wallets and seed phrases to manage. Inheritance made easy for your family. No one institution can lose it, move it, or use it.

Your Vault

If you’d like to talk it through with our team and see whether this is right for your situation, you can book a consultation here.

Trusted with over $1 billion in bitcoin, by more than 1,000 clients across all 50 states.

Included With Every Account

  • No fees on recurring buys (now live, always free)
  • 50% off buy and sell fees with code BASICS (through Labor Day)
  • Access to Multi-Institution Custody, insured by Lloyd's of London
  • Bitcoin IRA for free
  • Inheritance and estate planning, built in
  • Onramp Terminal research and analytics
  • Access to Bitcoin-backed loans, Onramp Earn, and other financial services
  • A direct relationship with our team, not a chatbot

FAQ

Questions, answered.

Bitcoin is on sale. Get back to basics.

Open Your Free Account

Code BASICS. Offers live through Labor Day, September 7, 2026. “On sale” refers to bitcoin’s current price relative to its all-time highs. Not a prediction or recommendation.

Important disclosures. Onramp does not provide financial, tax, investment, or legal advice, and nothing on this page is a recommendation to buy, sell, or hold any asset. Bitcoin is volatile. Its price can go down as well as up, and you can lose money. Any reference to bitcoin being “on sale” or in “deep value” territory describes bitcoin’s current market price relative to its all-time highs and Onramp’s own reading of the market and on-chain measures as of July 16, 2026. These are observations and opinions, not predictions or guarantees of future performance.

Offer terms. All Back to Basics offers require promo code BASICS and run July 16 through Labor Day, September 7, 2026, unless stated otherwise, and are subject to the full Back to Basics Program Terms. “50% off buy and sell fees” applies to standard Onramp trading fees on bitcoin buys and sells, and does not reduce the price of bitcoin itself. “No fees on recurring buys” means the first recurring buy is charged the standard Onramp trading fee and every recurring buy after it has no Onramp trading fee; this is a permanent feature, not limited to the campaign period. The no-cost Bitcoin IRA setup covers the account setup fee for the first 100 IRA accounts, with a 1 BTC minimum to open, and may end before Labor Day once the first 100 accounts are filled. IRA eligibility, contribution limits, and tax treatment depend on your individual circumstances. Consult your own tax advisor. The Multi-Institution Custody first-year rate ($100/mo or $1,000/yr) is an introductory rate for holders under 5 BTC, requires opening an account and setting up recurring buys, and reverts to standard pricing after the first year.

Custody and insurance. Multi-Institution Custody is provided through Onramp and its partner institutions. Insurance is provided through Lloyd’s of London. Coverage terms, limits, and exclusions apply.