Parents and their three children sitting together on the stairs at home

The Bitcoin Estate Check

If you were gone tomorrow, could your family reach your bitcoin?

Take one minute to see where your bitcoin inheritance plan stands on access, legal title and records, then get a bespoke action plan for your family.

We never ask for a seed phrase, key or address.

  • The pioneer of Multi‑Institution Custody
  • $1B+ in bitcoin secured
  • 1,000+ clients
  • SOC 2 compliant
  • Custody operations insured through Lloyd's of London

What it checks

Getting to your bitcoin is only the start. Your family needs all four.

Access

Could they get to it?

Devices, seed phrases, PINs and passwords. What they'd have to find, and who would walk them through it.

Legal title

Would it actually be theirs?

A neighbor with a spare set of keys to your home doesn't own your home. Access and ownership are different things.

If you can't act

What if you're alive but can't act?

A transfer on death only applies at death. Someone still has to be able to act for you before then.

Records

Could they prove what it was worth?

Your beneficiaries may receive a stepped-up basis, and they'll need a record of what it was worth on the date of death.

Page one of a sample family action plan

What you get

A plain answer, then a plan.

You'll see what your family would run into and how each part of your plan stands. Then get a three-page action plan, built from your answers.

Many of the steps have nothing to do with Onramp: a practice recovery, a durable power of attorney, a conversation with your estate attorney.

Why clients started here

Serious holders get to this question eventually.

“I didn’t want my spouse or my family to kind of have to deal with a really complex situation, especially if they were grieving.”
Jeremy C.Onramp client
“I was… writing treasure maps and it just got to be ridiculous.”
Jim P.Onramp client
“It just makes it easier for my kids because there’s no treasure hunt for them.”
JMOnramp client

Before you start

Questions people ask first.

01

Who is this for?

Anyone whose bitcoin is a real part of what they'd leave their family, whether they hold it themselves, on an exchange or with a custodian.

02

What if my plan is already solid?

Then the check will say so. If you hold your own keys, have a trust and have tested your recovery, you can get the top result.

03

Is this legal or tax advice?

No. It's a general check. Your estate attorney and tax advisor are the right people to review your plan.

Find out where your plan stands.

Eight questions, about 60 seconds.