Institutional Bitcoin Adoption in a Post-ETF World
Why Multi-Institution Custody is the Missing Piece
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Bitcoin’s adoption among serious investors—both institutions and high-net-worth individuals—is entering a new phase. The approval of spot bitcoin ETFs has unlocked a flood of capital, providing regulated exposure to bitcoin.
However, these products rely on opaque single-custodian models, creating centralized points of failure that introduce unnecessary risks for both institutions managing client funds and individuals securing generational wealth.
This report presents Multi-Institution Custody (MIC) as the most sound and resilient custodial architecture for bitcoin, providing a foundation for the next generation of bitcoin financial products and services—from inheritance and estate planning to lending, structured products, and insurance.
By leveraging bitcoin-native multisignature (multisig) technology, MIC eliminates single points of failure while maintaining the security and trust minimization that bitcoin was designed to enable. Institutions that adopt MIC will not only enhance their risk management and compliance frameworks but also attract the largest cohort of existing bitcoin holders, many of whom have historically avoided centralized custodial solutions.
MIC represents the custodial standard for institutions and sophisticated individuals alike, combining institutional-grade security with trust-minimized, on-chain ownership. As bitcoin continues to appreciate, this is the custodial model that will fortify the financial infrastructure of the future.
Onramp provides bitcoin financial services built on multi-institution custody.
To learn more about our approach to bitcoin custody and determine if our products and solutions are right for you, please reach out to schedule a consultation with our team.