Bitcoin-backed Loans
Access Liquidity Without Selling Your Bitcoin
Meet financial needs, preserve your Bitcoin upside potential, and avoid triggering taxable events.
Why Choose Onramp for Bitcoin-Backed Loans?
Onramp has partnered with Arch Lending (Arch)* to offer USD loans secured by your bitcoin. It's another step in Onramp's mission to provide comprehensive financial services anchored in trust and security.
Leverage your Bitcoin, Keep your Upside
Use bitcoin as collateral, borrow cash, and maintain exposure to future price appreciation.
Secure Custody
Your collateral is held in a segregated on-chain address at Anchorage, a regulated qualified custodian with strict controls. Lending on multi-institution custody is coming soon.
Fast, Transparent Funding
Proceeds can be wired to your bank or delivered as stablecoins. Real-time loan-to-value tracking simplifies ongoing loan management.
Think of this as a revolving facility like a line of credit. If Bitcoin's value rises, you can request partial releases of your collateral -- or quickly upsize your loan using the same secure framework.
Common Lending Questions
Learn more about Bitcoin Loans
While our solution doesn't yet use Onramp's Multi-Institution Custody (MIC) for storing loan collateral, we're working closely with Arch to evolve toward that as standard -- so you can expect even greater flexibility and risk mitigation over time.
How it works - Onramp and Arch working together to serve you.
Simple, secure, and fast
Sign Up
New to Onramp? Schedule a consultation. Already an Onramp client? Contact your rep for next steps.
Deposit your Bitcoin
You'll transfer Bitcoin to segregated address, verified independently by Onramp and Arch.
Loan Approval & Funding
Arch finalizes your approval, then you promptly receive your funds (USD or stablecoin).
Ready to Borrow Against Your Bitcoin?
Contact Onramp today to learn more. Whether you're covering unexpected expenses, fueling business growth, or simply diversifying your liquidity options, Onramp's Bitcoin-Backed Lending helps you unlock value without losing your long-term Bitcoin exposure
* Important Disclosure: Lending services are provided by ChainFi, Inc (dba Arch Lending), an independent entity not affiliated with Onramp. Your use of these services will be subject to the Arch Lending's terms and conditions and privacy policy. For additional information, please visit Arch Lending's official website: https://archlending.com