Earn account
Up to 5% on cash, paid as Onramp-funded rewards.
Live Webinar · Wednesday, May 13 · 3:00 PM ET
One platform for your entire Bitcoin life.
On May 13, Onramp Founder & CEO Michael Tanguma walks through Onramp Finance, the unified wealth platform built on the strongest custody foundation in Bitcoin. Plus a limited Genesis launch program for the first 210 net-new clients.
May 13, 20263:00 PM ET60 minutes including live Q&A
Hosted by Michael Tanguma (Founder & CEO, Onramp) with Bram Kanstein.
Already know you want in? Claim your Genesis spot now →
The Problem
Most Bitcoin holders manage their wealth across six different platforms.
One platform to buy. Another to custody. A third for retirement. A fourth for cash. A fifth for spending. A sixth to track it all. None of them talk to each other. None of them are built around the asset itself.
Brokerage
Wallet
Retirement
Cash
Card
Reporting
Managing Bitcoin has been a fragmented experience at best, and riddled with risks and trade-offs at worst. We hear it on every consult.
“A lot of people over the years have just jumped from place to place to place holding their Bitcoin.”
Onramp Finance is built to fix it.
What It Is
The unified wealth platform for serious Bitcoin holders.
Onramp Finance combines everything a long-term Bitcoin holder actually needs into a single account. Cash management. Bitcoin brokerage. A Visa card that earns cashback. Bitcoin-backed loans. A Bitcoin IRA. The Onramp Terminal for research. All sitting on Multi-Institution Custody, the most secure way to manage Bitcoin for the long term.
Bitcoin brokerage
Buy and sell with limit orders and ACH funding.
Onramp Card
Visa debit card with up to 1.5% cashback, redeemable into Bitcoin in one click.
Bitcoin-backed loans
Borrow up to 50% LTV against your Bitcoin without selling. No rehypothecation.
Bitcoin IRA
Tax-advantaged retirement, optionally on Multi-Institution Custody.
Onramp Terminal
Bitcoin-only research and on-chain data, included free.
Bitcoin in custody is the savings account. Everything else is a tool to help you accumulate more of it.
The Foundation
Every competitor built financial services first and is bolting custody on after the fact. We did it the other way around.
Multi-Institution Custody has been live at Onramp since 2023. Three independent institutions (Onramp, BitGo, CoinCover) each hold one key in a 2-of-3 architecture, distributed across multiple jurisdictions. No single institution can move Bitcoin unilaterally. No single point of failure. Backed by up to $100M per incident through Lloyd’s of London, real-time proof of reserves on your Bitcoin, and integrated inheritance planning.
Onramp Finance was built on top of that foundation, not bolted onto an exchange. That order matters. It’s the difference between a financial platform that happens to hold Bitcoin and a Bitcoin platform that happens to offer financial services.
“Multi-Institution Custody represents a meaningful step forward for bitcoin holders. Distributing keys across independent, regulated institutions removes the single points of failure inherent to single-custodian models, while preserving the ownership guarantees bitcoin was designed to deliver.”
- $1B+ in Bitcoin secured
- Multiple jurisdictions
- MIC live since 2023
- Lloyd’s-backed insurance up to $100M
What We'll Cover
What's on the agenda
- 01Why managing Bitcoin wealth has been a fragmented experience and what unifying it actually requires
- 02How Multi-Institution Custody became the foundation that made Onramp Finance possible
- 03A walkthrough of the full Finance stack: brokerage, the earn account, the card, IRAs, loans, allocated gold through Argo and the Royal Canadian Mint, and the Onramp Terminal
- 04How clients in the US and globally are using the platform today, and where we're expanding next
- 05The Genesis Program: what it is, who it's for, and how to claim one of the 210 founding spots
- 06Live Q&A with Michael, Bram, and the Onramp team
Speakers
Hosted by
Michael Tanguma
Founder & CEO, Onramp
Michael founded Onramp on the conviction that Bitcoin is a multi-decade asset that deserves an institution built for that timeline. He’s spent the last several years building Onramp Finance on top of the firm’s Multi-Institution Custody foundation.
Bram Kanstein
Builder-philosopher. Host of Bitcoin for Millennials.
One of the independent voices in the space. Bram joins Michael for a candid conversation on what Onramp Finance unlocks and where the broader Bitcoin financial services landscape is going next.
The Genesis Program
210 founding members. Permanent terms. Absolute scarcity.
21 million total Bitcoin supply. 210 founding members. The number is deliberate.
Genesis is the launch program for the first 210 net-new Onramp Finance clients. Sign up with the GENESIS code and execute a qualifying $100+ Bitcoin trade within 30 days to lock in your spot permanently.
Up to 5%
rewards tier, locked in forever
1.5%
card cashback, locked in forever
210
spots total
Permanent rates
- Top-tier earn rewards up to 5%, locked in regardless of paid tier
- 1.5% card cashback, forever
- One year of Multi-Institution Custody at no fee*
*MIC fee waiver requires opening a Core or Private account and depositing 2 or more BTC into the Main Vault within 30 days. After 12 months, standard MIC fees resume.
Founding member perks
- Bitcoin IRA included free (normally Core/Private)
- 21,000 sats deposited upon activation
- Signed copy of Gradually, Then Suddenly by Parker Lewis
- Numbered welcome pack with Genesis merchandise
- 90 days of direct access to Onramp's CEO
- Permanent private Genesis membership
What Consolidation Feels Like
What clients say after they've moved.
“The Onramp product just bound everything up into a beautiful little box with a bow on it. Such a great solution.”
Brett S.
Onramp client
$1B+Bitcoin secured
Multiplejurisdictions
Lloyd'sbacked insurance
2023MIC live since
Wednesday, May 13. 3:00 PM ET.
60 minutes. Live Q&A. Recording sent to everyone who registers. The Genesis Program for the first 210 net-new clients.
Free to attend. Whether you end up working with us or not, you’ll leave with a clearer picture of what professional Bitcoin wealth management actually looks like.
FAQ
Common questions
Can't make it live on May 13?
Register anyway. The full recording goes to everyone who signs up, and you'll still be eligible for the Genesis Program offer for a limited window after the webinar.
Who is this webinar for?
Long-term Bitcoin holders, newer investors, and anyone who wants a professional home for their Bitcoin wealth. US and international welcome.
How do I qualify for Genesis?
You must be net-new to Onramp (existing MIC, IRA, Trade, Finance, Earn, or beta clients are not eligible), use the GENESIS code at signup, and execute a qualifying $100+ Bitcoin trade within 30 days of opening your account.
Is the Onramp Earn account FDIC insured?
No. Earn rewards are Onramp-funded rewards paid from corporate revenue, not interest or yield. Bitcoin held in custody is insured separately through Lloyd's of London.
Does Onramp Finance use Multi-Institution Custody?
The free Finance tier uses a single qualified custodian. Multi-Institution Custody is available at the Core and Private tiers, where Onramp, BitGo, and CoinCover each hold one key in a 2-of-3 architecture. Finance clients can upgrade at any time.
Still have questions? Talk to our team →
Onramp Earn rewards are discretionary marketing incentives from Onramp's corporate revenue. Not interest, yield, or a return on your balance. Requires active platform engagement including at least one bitcoin trade per month. Rewards may change or end at any time. USDB is not FDIC insured; stablecoin risk applies. Bitcoin is volatile and may lose value. Onramp is not a bank. Past performance does not guarantee future results.
Genesis Program participation is subject to the Genesis Program Terms. Benefits are discretionary and may be modified or terminated at any time.