All Guardian Core settings require video verification and a 5-business-day delay to deactivate, meaning protections can’t be silently disabled in the background.

Guardian Private (Optional for Private Clients)

For families, institutions, and investors safeguarding generational wealth, Guardian Private provides customizable controls that extend protection far beyond industry norms.

• 365-Day Withdrawal Freeze: Lock withdrawals for up to a year, liftable only with in-person verification.
• Velocity Controls: Define maximum withdrawal amounts per month in increments as small as 0.1 BTC.
• Client-Controlled Delays: Go beyond the standard 5–20 business days with your own parameters.
• 3FA Protocol: Onramp’s proprietary three-factor authentication, requiring both PIN logic and cryptographic proof (private keys), detached from Onramp’s digital environment.
• Named Insurance Riders: Access to bespoke coverage through Lloyd’s and Native for higher balance requirements.

Guardian Private acknowledges that high-net-worth and institutional investors face a different class of risk: fiduciary oversight, targeted threats, and the responsibility of long-term continuity. These features empower clients to set their own guardrails, enforced cryptographically.

Why Guardian Matters

Most custody solutions stop at 2FA or single-custodian approval. That’s not enough.

Guardian assumes those defenses will eventually fail, and builds layers that cannot be bypassed. Time delays, multi-institution verification, AI fraud detection, and cryptographic withdrawal proofs are combined into one system of defense in depth.

The result:

• A hacker can’t drain your account instantly.
• A scammer can’t impersonate you convincingly enough.
• An attacker can’t coerce you into transferring your bitcoin on the spot.

Guardian doesn’t just protect your bitcoin. It protects your peace of mind.

The Onramp Standard

Guardian formalizes what has always been true about Onramp: we lead on security. Our multi-institution custody already eliminates single points of failure. Guardian takes that structural advantage and extends it to the client experience.

We believe the future of wealth preservation requires custody that is deliberate and resilient, where bitcoin only moves when reinforced by time, verification, and cryptographic proof.

With Guardian, Onramp clients can be confident their bitcoin is secure, not just against the obvious risks, but against the evolving, sophisticated threats of the future.

Learn More

Guardian Core is available to all Onramp clients today. Guardian Private is available by request for private clients, with bespoke onboarding through our operations team.

For more details, visit the Onramp Guardian landing page, or to activate Guardian controls on your account, schedule a consultation.