
Secure Your Legacy with Onramp
Bitcoin Inheritance, Solved
Onramp makes inheritance planning seamless, secure, and included with every account.
No treasure map, no extra fees, just peace of mind for you and the people you love.
Why Most Bitcoin Inheritance Plans Fail
Bitcoin inheritance planning is a critical, yet often overlooked issue facing Bitcoin investors. We know this firsthand, as many of us at Onramp have wrestled with this challenge ourselves, and we speak with individuals every day with concerns about whether their families will be able to access their Bitcoin when it matters most.
Bitcoin is a scarce digital asset and still-nascent technology. While Bitcoin enthusiasts may deeply understand the technicals of self-custody and mechanics of using exchanges, often loved ones do not share that expertise.
As the price rises and we age, the consequences of not having a plan become more serious. Without a clear and secure approach, your family could be left with vague instructions, locked out of accounts, or forced into a lengthy probate process, creating delays, stress, and increased risk of asset loss.

How Onramp Solves Bitcoin Inheritance
Onramp goes beyond custody, we help you protect your wealth and the people you love, with inheritance planning built directly into your account.

Every Onramp account includes a segregated multi-institution vault titled in your name, designed for long-term security and eventual transfer of ownership.
You can title assets properly, name beneficiaries, and ensure a seamless handoff to your heirs. They don't need to manage hardware wallets, private keys or navigate legal headaches and lengthy probate processes.
Once your account is open, you can name beneficiaries and sign a Transfer on Death agreement, ensuring that your beneficiaries are legally entitled to your Bitcoin after you pass.
No hardware wallets to explain. No legal maze to navigate. Just a secure, well-structured inheritance plan, fully included with every account.
A Clear Path to Peace of Mind
Onramp makes it simple to address one of the most important concerns Bitcoin investors face, and it’s included with every Onramp account:
1. Create your Onramp account
Access a secure multi-institution vault in your name or the name of your trust in minutes., normal
2. Name your beneficiaries
Designate primary and contingent beneficiaries in minutes, and update them anytime.
3. Sign the Plan and relax, knowing your family is protected
Your Bitcoin is titled properly, secured across institutions, and accessible to your beneficiaries when it matters most.
Built for long-term Bitcoin investors
Our inheritance solution addresses three critical challenges facing families:
Access
Ensure your beneficiaries can access your Bitcoin without technical expertise, seed phrases, uncertainty or stress after you're gone.
Legal Title
Properly title your assets to ensure a clean transfer of ownership and avoid probate, saving time, money, and importantly, avoiding the public record.
Step-Up in Basis
Upon your death, your beneficiaries will receive a stepped-up cost basis in Bitcoin equal to its fair market value as of the date of death, potentially reducing capital gains taxes on future sales.
Inheritance for Bitcoin doesn't need to be complicated
We make it simple, and here are some common questions.

Throw away the treasure map, and achieve peace of mind
Sleep easy, knowing that your Bitcoin Inheritance Plan is in place, with a team to help. Reach out to get started.