Bitcoin & Gold in the Modern Portfolio
Bitcoin and gold, each held by a specialist custodian
The Case for Sound Money
Our research: portfolios built to outlast debt, inflation, and conflict.
Our research argues that sound money assets can help a portfolio endure the current financial regime.
Rising Debt
Our research examines how rising public and private debt weighs on the purchasing power of savings.
Inflation Risk
Our research examines how inflation above target erodes the real value of cash held over long horizons.
Geopolitical Risks, Tensions Rising
The World Economic Forum's Global Risks Report 2025 ranks state-based armed conflict as the top global risk.
The Complements
Gold and Bitcoin: the complements
Our research argues that gold and bitcoin, often debated as rivals, are complements that cover the same monetary need across different operational domains.
Gold: the analog anchor
- Earns its monetary premium through geology and the high cost of extraction.
- Offers centuries of history as a store of value and deep, global market intermediation.
- Provides path stability and a long-tested defense of real-term value preservation.
Bitcoin: the digital counterpart
- Derives its scarcity from a fixed issuance schedule and an asymptotic cap of 21 million units.
- Offers native portability, public auditability, and permissionless settlement over the internet.
- Provides convexity to policy error and monetary debasement over long horizons.
Vehicles
How bitcoin and gold are held.
Bitcoin secured by Onramp’s Multi-Institution Custody. Gold held by Argo.
Onramp Spot Bitcoin
Direct bitcoin ownership secured by Multi-Institution Custody. Three independent institutions protect your bitcoin: Onramp, BitGo, and CoinCover for individual and IRA accounts, and Onramp, Tetra Trust, and CoinCover for business accounts. It takes two of three institutions to move your bitcoin, and nothing moves without your permission. No single point of failure.
Argo Spot Gold
Allocated physical gold, held by Argo.
Gold is held by Argo, not in Onramp’s Multi-Institution Custody. Onramp does not hold your gold.
Download our ‘Sound Money Index’ tearsheet.
The Sound Money Index tracks bitcoin and gold as the foundation of monetary scarcity, measuring their performance, market share, and growing influence in global wealth. It reveals how traditional assets truly compare when measured against sound money.
Argo Gold
Gold, held by Argo.
Argo services are provided by Argo, not Onramp.
Physical gold
Allocated physical gold, held by Argo.
Held outside Onramp
Gold is held by Argo, not in Onramp's Multi-Institution Custody. Onramp does not hold your gold.
Download the ‘Demystifying the Debasement Trade’ report.
Our report examines the current regime of financial repression and currency debasement, and argues that gold and bitcoin can serve as monetary reserves in a modern portfolio.
Onramp Bitcoin
Onramp delivers bitcoin exposure with peace-of-mind.
With Multi-Institution Custody, three independent institutions protect your bitcoin. It takes two of three institutions to move your bitcoin, and nothing moves without your permission.
Secured by three
Three independent institutions protect your bitcoin. It takes two of three institutions to move your bitcoin, and nothing moves without your permission.
White-glove support
A dedicated Onramp team is here to simplify setup and provide ongoing guidance — allowing you to focus on your financial goals, not technical complexities.
On-chain transparency
Every action in Multi-Institution Custody is transparently recorded on-chain, enabling independent verification at any time. This ensures all activity is provable, fostering trust and long-term assurance.
Argo & Onramp
Argo clients can add bitcoin secured by Onramp's Multi-Institution Custody.
Argo services are provided by Argo, not Onramp.
Onramp maintains custody insurance through Canopius, a Lloyd’s of London syndicate: up to $50M in aggregate coverage across our custody operations. Onramp pays the premium. Eligible clients can elect dedicated cover in their own name. Terms and exclusions apply.