Multi-Institution Custody
Secured by three. Controlled by you.
Your bitcoin is secured by three independent institutions, with insurance through Lloyd's of London. Eliminating any single point of failure.
Multi-Institution is the next generation of custody
Your bitcoin is protected by three independent institutions. Every transaction starts with you, and any two of the three keys are required to complete it. No single party, not the client, not Onramp, not any individual custodian, can move your bitcoin alone.
You retain full control, but offload the operational burden. You eliminate single points of failure without needing to manage seed phrases or maintain hardware.
Multi-Institution Custody provides the foundation for securing your bitcoin wealth and unlocking financial services like inheritance planning, loans, and IRAs.
Benefits
Key benefits at a glance
By distributing bitcoin keys across multiple independent, regulated institutions, Multi-Institution Custody delivers stronger security, resilience, and ease of use than any single-custodian model. No single custodian can freeze or compromise your bitcoin on its own, giving you the confidence to hold for the long term.
Eliminate single points of failure
No single institution can fail and cost you your bitcoin. Multi-Institution Custody is built to survive the collapse of any one keyholder, including Onramp.
Protected against physical threats
You can't be physically coerced into moving your bitcoin. Even under threat, no one can force a transaction, because you don't hold the keys.
Protected against political and regulatory risk
Your keys are held in multiple countries by separate institutions. No single government action, executive order, or regulatory event can reach your bitcoin.
No seed phrases. No hardware. No stress.
Get institutional-grade security without managing keys, devices, or backup procedures yourself. Set up your account in minutes, with your dedicated Onramp account manager available whenever you need them.
Insured by Lloyd's of London
Every Onramp account is covered by Lloyd's of London. The world's most established insurance market only underwrites custody architectures it considers low-risk, which is why single-custodian models rarely qualify for comparable coverage.
On-chain transparency
You don't have to take Onramp's word for it. Every Onramp account has its own segregated, on-chain wallet you can verify independently, 24/7.
Keyholding Institutions
The institutions behind your custody
Independent institutions, each regulated and specialized, working together to protect your bitcoin.
Built and operates Multi-Institution Custody. Onramp is one of three keyholders on every account, with billions in client bitcoin secured since 2022.
BitGo Trust Company, the South Dakota-chartered trust subsidiary of BitGo. BitGo was founded in 2013 and invented bitcoin multisig technology.
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Tetra Trust, Canada's first regulated digital asset custodian. Registered under Alberta's Loan and Trust Corporations Act.
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For anyone holding bitcoin for the long term, Multi-Institution Custody is the most secure way to do it. Get started in minutes, or schedule a consultation to talk through your situation.
How It Works
Unmatched level of security, resilience, and ease of use
Multi-Institution Custody is built so no single custodian can freeze or compromise your bitcoin. Here's how each part of the architecture works.
Simplified
Security & peace of mind, simplified
No single point of failure
Bitcoin is permanent. A mistake or failure with a single custodian can cost you your holdings forever. Multi-Institution Custody distributes key control across three independent custodians, so no one custodian can fail and lose your bitcoin.
Easy inheritance & estate planning
Multi-Institution Custody is built for generational transfer. Your inheritance plan is documented, legally enforceable, and works without your beneficiaries needing to manage seed phrases or hardware.
No keys to lose. No control to surrender.
You don't manage hardware wallets, seed phrases, or backups. And you don't hand total control to a single third party. Multi-Institution Custody gives you both: institutional management and distributed control.
Get started with Multi-Institution Custody
Schedule a consultation to walk through how Multi-Institution Custody fits your situation. Or sign up and get started in minutes.