Bitcoin Custody Insurance Disclosures

Onramp maintains custody insurance through Canopius, a Lloyd's of London syndicate: up to $50M in aggregate coverage across our custody operations, with no deductible.

BitGo Bank & Trust, National Association maintains coverage against loss, theft, and misuse in situations where we hold all keys.

We maintain a $250M insurance policy on digital assets where BitGo Bank & Trust, National Association maintains all of the keys.

BitGo pays any and all deductibles since we're the party directly covered by the policy.

BitGo's insurance policy is provided by a syndicate of insurers in the Lloyd's of London and European Marketplace.

Unchained does not carry insurance on client bitcoin because the client holds their own keys; the protection mechanism is direct key control rather than insurance backstopping a third-party custodian.

As a result, we were able to work with insurers to develop an insurance policy that breaks new ground for our industry, covering digital assets under custody end-to-end throughout their entire life cycle.

We partnered with Aon, a professional services firm and one of the world’s largest insurance brokers, to present our solution to insurers.

In the end, we procured a crime insurance policy that’s easier for clients to understand and offers additional peace of mind.

We maintain a 1:1 reserve of customer assets at all times and coverage under a digital asset insurance policy.

Bakkt does not custody or lend customer digital assets.

No insurance mention on the homepage; /security, /insurance, /custody, /trust and /legal return 404.

Our off-exchange settlement solutions, relationships with major centralized exchanges, and industry-leading security and insurance coverage help manage counterparty risk and enable the efficient use of capital.

Applying this philosophy, we created and secured a unique insurance policy that insures users’ assets, whether they are in storage or in motion, against the risk of theft resulting from cyberattacks and internal fraud.

Fireblocks insurance coverage is provided by leading insurance companies that are A.M. Bests rated “A” (excellent).”

All assets directly held by Paxos on your behalf are not insured by Paxos or, except as explicitly set forth in this Agreement, by any government agency.

Zodia Custody utilises insurance as a strategic tool for risk management.

Additional insurance, which is specific to crypto asset crime, has been separately acquired by Zodia Custody and covers custody operations.

Digital Asset Crime USD 55M for any one loss and in the total for the period

Cover for Direct Loss that results from Theft, hack, damage or destruction of Digital Assets by any person (other than an identifiable Employee) whilst under the Insured’s Care, Custody and Control.

Cash held in Alto IRA accounts is insured up to $250,000 per account holder through Needham Bank, Member FDIC.

Securities and Crypto assets are not insured by the FDIC.

Your assets are protected by military-grade security and insured up to $250 million against loss, theft, and misuse.

Insurance may vary based on asset chosen and custody solution available.

Directed Trust Company is not an FDIC-insured financial institution. Alternative investments are not insured by the FDIC.

Digital assets are held using cold-wallet protection backed by specialty insurance coverage.

Digital assets are covered against theft, damage, loss or copying of private keys, and fraud.

Our institutional storage providers, Coinbase Custody, Fidelity Digital Assets, and Fireblocks, all have commercial crime insurance policies.

These providers do not disclose the amounts that their policies cover, but it's important to note that no insurance policy in the crypto industry covers all of the assets on any given platform.

Your assets are protected by a federally chartered digital asset bank with $100M Lloyd's of London insurance, segregated custody, and zero rehypothecation.

$100M insurance Lloyd's of London insurance coverage protects your assets against theft, loss, and operational failures.

While Ledn implements rigorous protocols to protect client assets, it is important to note that digital assets held within the Ledn platform are not guaranteed by any entity and are not covered by government deposit insurance.

The crime insurance policy is offered by Paragon International Insurance Brokers in coordination with Woodruff Sawyer, one of the largest insurance brokerage and consulting firms in the US, and underwritten by various insurance companies and certain syndicates at Lloyd’s of London.

The cover applies to digital assets held at Bitstamp either offline or online and covers an array of crime-related cases.

We keep approximately 95% of all digital assets stored offline and protected to the extent of BitGo’s insurance policy.

Virtual currency is not legal tender in the United States, is not backed by the United States government, and accounts and value balances are not subject to Federal Deposit Insurance Corporation or Securities Investor Protection Corporation protections or otherwise privately insured by the Company.

Coinbase, Inc. (“Coinbase”) and other operating subsidiaries are covered by Coinbase Global, Inc.’s crime insurance that protects a portion of digital assets held across our storage systems against losses from theft, including cybersecurity breaches.

However, our policy does not cover any losses resulting from unauthorized access to your personal Coinbase account(s) due to a breach or loss of your credentials.

June 25, 2025 – Crypto.com, trusted by more than 140 million customers worldwide and the industry leader in regulatory compliance, security and privacy, announced today that it has USD $120 million total of crime and specie insurance coverage for digital assets custodied by Crypto.com Custody Trust Company.

This insurance coverage was arranged by leading global professional services firm, Aon, who worked with best-in-class underwriters through Lloyds of London to conduct a thorough assessment of Crypto.com’s risk management protocols.

The insurance coverage, effective since Q1 2025, provides USD $100 million of coverage for digital assets in cold storage, including coverage of potential incidents involving physical loss, theft or damage to digital assets held in cold storage, as well as USD $20 million of coverage for potential incidents of crime or third-party theft.

Your bitcoin sits in institutional-grade cold storage with BitGo, covered by $250M in insurance.

The $250M is an insurance policy held by BitGo, not by Fold or by you.

It covers certain losses of bitcoin held in BitGo's cold storage custody, such as theft, and is not a per-customer amount.

As of March 1, 2024, Gemini maintains $125M in digital asset insurance for certain types of losses, in addition to the capital reserves required of Gemini Trust Company, LLC as a New York limited purpose trust company and fiduciary under New York Banking Law.

This consists of $25M of commercial crime insurance for digital assets held in our Hot Wallet, and $100M of offline ("cold storage") insurance coverage for assets held.

No Insurance. Digital assets and Kraken accounts are not covered by insurance against losses.

CRYPTO ASSETS ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC), THE SECURITIES INVESTOR PROTECTION CORPORATION (SIPC) OR ANY OTHER PUBLIC OR PRIVATE INSURER, INCLUDING AGAINST CYBER THEFT OR THEFT BY OTHER MEANS.

While US dollar deposits held on River are FDIC-insured by Lead Bank up to $250,000, bitcoin deposits are not insured.

We also carry crime insurance that protects a portion of the assets held across our storage systems against losses from theft, including cybersecurity breaches.

The policy is underwritten by Lloyd's syndicates, the world's leading insurance marketplace.

We custody the bitcoin held in your Account.

We hold this bitcoin as your agent and custodian, and you are the ultimate beneficial owner of the bitcoin.

Bitcoin is not protected by deposit insurance.

No, Swan Vault does not carry insurance coverage.