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Schedule Consultation

Would your custody still work without you?

Speak with a member of our team. We have had this conversation thousands of times. We will evaluate what you have today and tell you whether Onramp is a good fit.

No pitch deck. Bring your questions.

What the call actually is

Before we talk about Onramp, let's review your current setup.

Whether you bought your first bitcoin last year or a decade ago, you have a setup. For most people it works, as long as they are the one running it. For a lot of people it works with a few concerns they have learned to live with: an inheritance plan with gaps, keys that take more upkeep than they should, or a single custodian holding everything.

That is where the call starts. We want to understand your situation before we start talking about ours, and what you tell us decides what we spend the time on. We will tell you where the gaps are and if we can help address them.

A few of the questions worth asking yourself before the call:

  • If you were unreachable tomorrow, could your family access your bitcoin without guessing?
  • How much of your bitcoin would be at risk if one custodian failed?
  • Can your setup survive the loss of your phone, hardware wallet, home, or custody relationship?
  • When was the last time anyone other than you tested your recovery plan?
  • As the value of your bitcoin has grown, has your security model grown with it?
  • What lingering concerns do you have about your setup?

What you will see on the call

Most of the call is a live walkthrough, not a slide deck.

A live demo of the platform

We pull up an account and walk through it: the vault, the withdrawal flow, beneficiary designations, and the rest of what the account gives you, including brokerage, the IRA, and bitcoin-backed loans. People expect the withdrawal to be a login-and-send button. It is deliberately not.

Who holds what

Three independent institutions protect your bitcoin, each in its own purpose-built custody infrastructure. It takes two of three institutions to move your bitcoin, and nothing moves without your permission. You never hold a key, and that is by design. No seed phrase, no hardware wallet, no consumer device anywhere in the chain.

What your family would actually do: call Onramp.

The beneficiary process is straightforward. Name your family on your account, or set your account up with a trust. No bitcoin knowledge required on their part.

What it costs

Pricing comes up on every call and we would rather you hear it from us than guess. We cover it before the end, including what happens after any promotional period and what happens as your holdings grow.

Questions people bring

These come up on nearly every call. Bring yours.

  • Who holds the keys?
  • What happens if one of the three institutions fails, gets hacked, or is compelled?
  • Could a government compel the institutions to freeze or seize my bitcoin?
  • How long does a withdrawal take, and what if I need it urgently?
  • What stops someone from impersonating me on the verification call?
  • How is this different from other custody solutions like collaborative custody, a single custodian, or an ETF?
  • What does the insurance cover, and what does it not cover?
  • Should I retitle the account to my trust, or name the trust as beneficiary?
  • Can my business hold bitcoin here, with more than one person able to act?
  • I am not in the US. What works for me and what does not?
  • What happens to the price after a promotional period ends?

Who this call is for

You take bitcoin seriously. Maybe you have held it for years, maybe you only recently started buying in size. Either way, you want it protected for the long term and you want a partner to shepherd you through the journey.

That covers people who have self-custodied for a decade and people who moved off an exchange last month, trusts and business owners who need more than one person able to act, and holders outside the US.

The call fits if some of this sounds like you:

  • You hold enough bitcoin that losing it would hurt. That is about what it means to you, not the number.
  • The people you want to inherit it are in the dark. A spouse, children, business partners, an executor. They know the bitcoin exists but would not be able to easily recover it.
  • Managing devices feels less like sovereignty and more like a burden. Firmware, backups, seed phrases, the update you keep putting off.
  • The threats have outgrown the setup. Attacks are more sophisticated than when you built it, digitally and physically, and you would rather evolve with the threat landscape.
  • You are holding on an exchange or with a single custodian, and that is a risk. It was convenient. It is now a liability.

After years of managing my own keys, I finally sleep better knowing my family is protected.

Josh M.
Arkansas, USA

You need a team that understands your goals and helps you stay secure. Onramp was that team.

Greg H.
Massachusetts, USA

FAQs

Do I hold a key?

No, and that is deliberate. You never hold a key, a seed phrase, or a hardware wallet. Three independent institutions protect your bitcoin, and it takes two of three institutions to move it. Only you can initiate a transaction, and no single institution can move, lose, or use your bitcoin. If holding a key yourself is non-negotiable, we are not the best fit, and we will tell you that on the call.

What happens if I pass away?

You name beneficiaries when you open the account. When the time comes, your executor or beneficiary works through a documented process with the institutions. They do not need to understand bitcoin, find a device, or locate a seed phrase.

What happens if one of the institutions fails?

Two of the three institutions remain, which is enough to keep access and move your bitcoin. One institution failing does not put your bitcoin at risk. That is the point of the model: no single point of failure.

How long does a withdrawal take?

Roughly 24 to 48 hours, by design. You can add additional controls to lengthen the time it takes to move. The process includes a liveness check and two independent video verifications. That delay is what makes coercion and impersonation impractical, and we walk through it live on the call.

Is my bitcoin insured?

Onramp maintains custody insurance through Canopius, a Lloyd's of London syndicate: up to $50M in aggregate coverage across our custody operations. Onramp pays the premium. Eligible clients can elect dedicated cover in their own name. Terms and exclusions apply. The architecture is the first line of protection, and the insurance sits beside it. Ask us what it does and does not cover; we will answer.

Can I use a trust or LLC?

Yes. Accounts can be titled to a trust or a business entity, and a business account can have more than one authorized person. The most common question is whether to retitle an existing account to a trust or simply name the trust as beneficiary. Both are possible, and the right one depends on your estate plan. Bring the documents to the call and we will confirm compatibility before you sign anything.

Does this work if I am outside the US?

Custody does, for clients in most countries. Brokerage, loans, and cash features vary by jurisdiction. Tell us where you are when you book and we will confirm what applies before the call rather than during it.

How long does onboarding take?

An individual account can be opened in 15 minutes. Entities and trusts take longer depending on documentation.

What's the minimum amount to get started?

There is no minimum to open an account. Brokerage, cash, and the rest of the Finance platform are open to everyone. For a Multi-Institution Custody vault, we typically work with clients securing $100K or more in bitcoin.

Schedule a consultation.

Your setup first, ours second.

Schedule a consultation

Pick a time that works for you and the Onramp team will meet you there.

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