Bitcoin for generations.
In August, Rob Wallace moved part of his bitcoin to Onramp. Here’s how it’s secured.
Three institutions secure his vault: Onramp (US), BitGo Trust (US), and CoinCover (UK). It takes two of them to move anything, and his bitcoin doesn't move without him. Onramp is your partner in securing generational wealth. Next gen financial services built on Multi-Institution Custody.
“For the first time in my Bitcoin journey, I feel like I’ve found a custody solution that will last for generations.”
Rob Wallace · Onramp clientBitcoin News · Paid partnerOnramp × Bitcoin News
Next Gen Financial Services Built On Multi-Institution Custody
Onramp Finance
One account for the cash, the bitcoin, the loan, and the IRA.
Most bitcoin holders have several accounts on different platforms. An exchange for buying, a bank for cash, a hardware wallet, a separate IRA provider, a lender if they ever borrow. Onramp Finance puts that in one free account. Buy bitcoin and set up recurring buys, which carry no Onramp fee, every day, week, or month. Hold cash with Onramp-funded rewards, up to 5%. Borrow against your bitcoin without selling it. Open a Bitcoin IRA. Analyze thousands of data sets on the Onramp Terminal.
The bitcoin you buy is held at BitGo Trust, a qualified custodian, in cold storage, and it is never lent out. Regular one-time buy and sell orders carry a fee. Rewards are discretionary marketing incentives and are not guaranteed.
Opening the account takes minutes. Start buying bitcoin, earning rewards on cash, and accessing IRAs and loans, same day.
Code: BN
In The Account
- Buy bitcoin and set up recurring buys, which carry no Onramp fee
- Hold cash with Onramp-funded rewards, up to 5%
- Borrow against your bitcoin without selling it
- Open a Bitcoin IRA
- Analyze thousands of data sets on the Onramp Terminal
Multi-Institution Custody
Secured by three. Controlled by you.
Three institutions secure your vault: Onramp (US), BitGo Trust (US), and CoinCover (UK). Each runs its own purpose-built custody infrastructure, and it takes two of the three to move your bitcoin. Every transaction starts with you. No single institution can lose it, move it, or use it, and that includes Onramp.
There is no hardware wallet anywhere in this. Not in your drawer, and not in ours.
The vault is in your own name, never pooled with anyone else's, and you can verify the balance on-chain whenever you want to look.
What comes off your plate: seed phrases, backups, firmware, and the device itself. The security model is institutional and you operate none of it.
What happens when you are gone: the same vault carries your bitcoin past you. You name beneficiaries the way you would on any serious financial account, and a real person walks your family through every step. Your family can access your bitcoin without needing to understand it.
Withdrawals take 24 to 48 hours by design, with optional controls to extend that further, and every one goes through a liveness check and two separate video verifications. That delay is what makes coercion and impersonation impractical.
Thirty minutes with a real person. Bring whoever would inherit it.
Start small, or start the conversation.
The free account is for buying and holding bitcoin today. The consultation is for people who have been reconsidering their bitcoin ownership plan and want to talk it through with someone who has had that conversation thousands of times. Both run on the same platform, so moving from one to the other is a conversation, not a migration.
Pricing
What it costs.
No promotional pricing on this page. What you see is what you pay.
- Onramp Finance
- Free. No minimums, no account fees. Recurring buys carry no fee. Regular buy and sell orders do.
- CoreMulti-Institution Custody vault, inheritance planning
- Starts at $250 per month, or $2,400 per year flat. Includes one IRA account.
- Private
- 10 bitcoin minimum. Starting at 0.48% per year, declining 0.02% each account anniversary.
Insurance
Onramp maintains custody insurance through Canopius, a Lloyd's of London syndicate: up to $50M in aggregate coverage across our custody operations. Onramp pays the premium.
FAQ
Common questions
Bitcoin for generations.
Whichever you choose, use code BN at signup so Rob's team knows you came from the show.
Bitcoin News is a paid Onramp partner.