The money platform of the future.
Built on the strongest custody foundation in bitcoin.
Up to 5%
Onramp-Funded Rewards
Lowest
Bitcoin Buy/Sell Fees
50%
LTV Loans Available
50
US States
The Platform
One platform. Your cash. Your bitcoin. Your future.
Everything you've been managing across five platforms. Now in one place.
You earn rewards through active participation, spend with the Onramp card, and bridge to bitcoin. Your bitcoin in Multi-Institution Custody is savings — the long-term store of value that outlasts every market cycle and every custodian.
No more compromising on how you manage your wealth.
The Full Stack
Earn. Spend. Accumulate.
Rewards for active clients
Active clients who complete at least one bitcoin trade per month are eligible for Onramp-funded rewards up to 5%. Not interest. Not yield. A fundamentally different model.
Bitcoin in one tap
Buy bitcoin with market low trading fees. Deposit your bitcoin into your Multi-Institution Custody vault, secured across three independent keyholders. No counterparty with unilateral control.
The Onramp Card
Cash back on every purchase, anywhere Visa is accepted. Every dollar back can become bitcoin in one click. Over years, your card rewards compound your bitcoin position.
Onramp Terminal
Thousands of interactive charts. On-chain metrics, macro overlays, miner economics, ETF flows, derivatives positioning. Pre-built dashboards. Real-time data. API access. Included with every Onramp Finance account.
And when you're ready, the full Onramp platform awaits
Onramp Terminal
Your research. Your data. One platform.
Staying informed about bitcoin right now means stitching together Glassnode, TradingView, CoinDesk, and X. Onramp Terminal puts it all inside the same platform where you manage your cash and your bitcoin lives.
The same consolidation thesis that drives Onramp Finance applies to your research. One platform, not twelve tabs.
The Calculator
A portfolio built on scarcity and rewards
Split a monthly contribution between bitcoin and a cash account where active clients can earn Onramp-funded rewards up to 5%. See how a bitcoin-plus-rewards allocation could develop over time.
bitcoin
Cash · Up to 5%
Cash in an Onramp Finance Earn account with Onramp-funded rewards up to 5%.
Invested
$126k
Bitcoin
$140k
Cash
$57k
Total
$198k
1.6× contributions
This projection assumes constant growth. Actual returns will include significant volatility — bitcoin doesn't move in straight lines.
Illustrative projection using a 25% assumed long-run bitcoin CAGR and an assumed 5% rewards rate for active clients who meet the monthly bitcoin-transaction requirement. Rewards are discretionary and can change at any time. Not a promise of future rewards or returns. Past performance does not guarantee future results.
This is one chart. Onramp Terminal has thousands. Included with your account.
Genesis
210 founding members. Permanent terms. Absolute scarcity.
21 million total bitcoin supply. 210 founding members. The number is deliberate. Sign up and execute a trade of $100 or more to lock in your Genesis spot permanently.
Up to 5%
Rewards tier
1.5%
Card cash back forever
210
Spots total
Compare
See how Onramp Finance compares
| Feature | Onramp Finance | River | Swan | Strike | Coinbase | BTC ETFs |
|---|---|---|---|---|---|---|
| Multi-Institution Custody | — | — | — | — | — | |
| Cash rewards | — | — | — | |||
| Spending card | — | — | — | — | ||
| Research terminal | — | — | — | — | — | |
| Bitcoin IRA | — | — | — | — | ||
| Bitcoin-backed loans | — | — | — | |||
| Inheritance planning | — | — | — | |||
| Lloyd's of London insurance | — | — | — | — | — | |
| Direct bitcoin ownership | — |
Pricing
Start free. Grow when you're ready.
Onramp Finance is free forever — earn rewards, trade bitcoin, and access the Terminal at no cost. Upgrade when you're ready for Multi-Institution Custody, inheritance planning, and more.
Cash-bearing accounts powered by Bridge, acquired by Stripe for $1.1B.
The Foundation
Everyone else built the house first. We built the foundation.
Onramp has been securing bitcoin in Multi-Institution Custody since 2023. Every competitor built financial services first and is trying to bolt on custody after the fact. We built the custody first. That order matters.
Onramp Earn rewards are discretionary marketing incentives from Onramp's corporate revenue. Not interest, yield, or a return on your balance. Requires active platform engagement including at least one bitcoin trade per month. Rewards may change or end at any time. USDB is not FDIC insured; stablecoin risk applies. Bitcoin is volatile and may lose value. Onramp is not a bank. Past performance does not guarantee future results.
Genesis Program participation is subject to the Genesis Program Terms. Benefits are discretionary and may be modified or terminated at any time.
The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and onrampbitcoin.com for more details.
Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. Onramp is not a bank. Onramp is a financial technology company and is the Platform Provider responsible for the application, access, and management of the Card.